When we decided to remortgage our house, we immediately sought advice from Julie. Even though we are a few provinces away, we had previous seen her for financial counselling and value very much her opinions Once again, Julie didn’t disappoint. She provided us with options we didn’t knew existed, helping us meet goals and using our refinance to help towards financial stability, not debt.

The team was extremely responsive and helpful during the entire process. We were so grateful for Julie’s support!

Andrea

Andrea

"I met Julie in July 2019 and I must confess I was not very thrilled about the whole coaching thing, I thought I could put my fees towards my debts instead of paying her.
I have been in debt since my early 20s and I must say that Julie's program is without a doubt the best thing it happened to us financially speaking. Not only I am getting out of debt but we also have money saved up in case of an emergency. Julie not only was our coach but also became a friend. She truly cares about the situation and she might not tell you what you want to hear but she cares about your financial situation. She treats your money as if it was hers. What we love about Julie is that she doesn't sugar coat anything, she says as it is. No grey area, Its either black or white.
Her integrity speaks for herself. She is very professional and was a blessing to work with her.
I can't thank Julie enough for what she has done for us."

Breno & Fernanda

Breno and Fernanda

Mon conjoint et moi avons récemment fait l'achat de notre première maison. Afin d'obtenir une hypothèque, notre agente immobilière nous a référé à Julie Leduc et nous n'avons pas été déçus. Julie est une personne conviviale, attentionnée, toujours prête à répondre à nos questions. Elle nous a guidé tout le long du chemin de la pré-approbation et de l'approbation finale du financement de la maison. Elle nous a obtenu un taux d'intérêt compétitif et ce malgré notre profil d'acheteur un peu hors de l'ordinaire. Elle a communiqué directement avec l'employeur de mon conjoint afin de clarifier des détails dans son contrat et nous a toujours demandé les documents nécessaires bien à l'avance pour nous éviter tous stress. Nous devons surtout remercier Julie pour son aide lors de la date de fermeture lorsqu'il y a eu un retard avec le transfert d'argent de l'hypothèque. Nos avocats nous ont exprimés à quel point ils étaient reconnaissants d'avoir collaboré avec Julie qui était en communication avec nos prêteurs. Nous étions à l'extérieur de la ville, mais nous n'avons pas stressé parce que nous savions que tout était entre de bonnes mains. Nous sommes maintenant les fiers propriétaires de notre première maison. Nous sommes très heureux de recommander Julie Leduc pour n'importe quel projet de financement d'achat de proprété.

Caroline

Julie

I first want to take this time to say A huge thank you for all that you’ve done for me. You have helped me boost my confidence when you opened your home to me in my time of need. You are a very generous, thoughtful and kind person. You have helped me see things in myself that I didn’t know were there.

I want you to know I really respect you and the work you are doing.

I pray God‘s richest blessings over you and your family.

Christine

It was a good experience working with Julie Leduc she was very helpful and took the time to answer any questions I had, which I really appreciated. As you know, it can be complicated walking through the process of refinancing a mortgage and her guidance made it much easier. Thank you so much!

Corrie

Sheer perfection.


If anyone in this world would act as quick as professional like you do daily our tiny little green planet would be

MUCH BETTER place to live.


Appreciate your help.



Dean

Dean

It's been an eventful year for us. We've been able to make some moves to better position ourselves for retirement. We are very grateful for all the expertise, advice and help, Julie Leduc has provided us through all of this. I Fully recommend her financial/mortgage services. She will help you get on the right track. Thanks again my friend.

Frank and Nicole

When my husband and I started with Julie, we had a lot of consumer debt and were obviously spending more than we were making. We would say to ourselves that we could afford it weren't we making more money than ever before in our lives? With every credit card purchase, I felt guilt and shame that we were overspending and worry that we would not be able to pay it off before the next big purchase on credit.

That all changed when we started working with Julie.

Before our first appointment, I worried we would be told to stop being greedy and irresponsible. This was not her approach at all. She was non-judgemental and compassionate. As a result, we learned to save up for the items we wanted and to stop spending on credit. I was able to let go of the guilt, shame and worry. I began to appreciate that we are blessed with sufficient income, that we can enjoy many of the good things in life and that all it takes is careful planning.

I want to thank Julie for being a mentor and a friend and for showing us there is a way to live within our means, to spend responsibly, and to prepare for the future.

G & M

I would love to send out a big shout out to our amazing mortgage broker and financial coach Julie Leduc. We finally did the switch from the Caisse to a broker and couldn't be happier with the results and options. If you're looking into a mortgage or a re-finance or simply have questions, she comes highly recommended.

Genevieve

Dear Julie AKA Mortgage Mom, AKA Fairy Godmother who is facilitating my homeownership dreams - From the depth of my heart and soul, thank you and bless you! On a professional and personal note, you have gone above and beyond with your prompt and helpful replies, creative thinking, and perseverance in the Lord, I am indescribably delighted and thankful for this opportunity. All this for casually , prayerfully flipping through the Shepherd's Guide and finding you, after getting rejected by a bank, Ha! GOD IS SO GOOD. In Him, Grace.

Grace

Thank you Julie - I am so happy we decided to brake the traditional bank mortgage route. I really don't know why we haven't done it sooner but at least we are not too old to learn new tricks :)

We are looking forward to working with you and feel so at ease and confident with you as our broker - it feels good to know that someone is there that cares about their clients and will help guide us to the right options not just the options that make their business more profitable but the ones that will help us achieve our goals.

Thanks for helping us through this!

J and D

All the feels Julie Leduc and Natalie
Patenaude. Thank you for all of your help
securing a mortgage one year ago today. The
boys and I could not love our house more.

Jamie Altobelli

We just wanted to say THANK YOU so much for your help in getting us our loan, we really appreciate you & your personal input in understanding our situation,



With your help we have been able to achieve the goals financially that we wanted to achieve. You have always looked outside the box for solutions. Keep up the good work

We really appreciate your professional assistance and definitely will recommend you to our friends who are looking for mortgage services.




Thank you once again!




Yours sincerely.



Jean Baptiste & Nelly Diane

Jean-Baptise & Nelly Diane

You have helped us once again. Thank you for going above and beyond to get us the best mortgage rate. Wow, 1.89 incredible!! You have been nothing short of spectacular, and we recognize and appreciate the great lengths you went to get us here. Jeremie and I will definitely pass your name along to anyone we know needing financing assistance.

From the bottom of our hearts, Thank you.

Jeremie and Natasha

Well thanks Julie. You always have my best interest at heart. It was a pleasure working with you. I know you had to overcome some challenges given my situation, but I was never in doubt that you would be able to secure a great mortgage for me and my family. You got us a great mortgage at a top notch institution, along with a great interest rate. Thanks again, I will definitely be referring your services.

Jim

We wanted to express our gratitude for all of your hard work that has made our dream property a reality. We greatly appreciate your help and guidance through the ups and downs and their whole process! All the best in the future.

K and M

Good News!

One of your customers just left you favorable feedback on your business.

Rating: 5

Your Feedback: Julie Leduc is a genius. She has our undying loyalty and we will tell everyone we know to go see her. She knows everything there is to know, she is kind, wise, understanding and ethical, she works wonders with complicated cases and the effort she puts in is unparalleled. Thank you Julie. Meeting you has changed our lives because you showed us we could achieve our dreams faster than we thought.

Reviewer: Kyle

Kyle

Les finances sont comme la religion, il y a des hauts et des bas. Des moments difficiles et d'autre très facile. Si tu crois que tu es un vaux rien les problèmes font surface, tes finances dégringoles, tu te retrouves victime du système, victime de tes mauvais choix miséreux, pauvre, tous t'arrive, tous les malheurs du monde te tombe dessus.

Mais quand tu croix en de belle possiblité, tu croix que tu peux t'en sortir, que tu trouvera les bonnes personnes qui tu guideront vers les meilleurs possibilités pour t'en sortir. Tu les trouvent et tu remercie pour tout les bons conseilles reçu qui t'ont permis de sortir de cette misère.

J'ai eu peurs, j'ai paniquer, je me suis angoisser face à mes finances. Julie tu m'a aider à retrouver confiance en moi. Nous avons trouver des solutions. J'ai trouver des bouts difficiles à comprendre, je n'ai pas tous assimiler. Je n'ai pas tous suit à la lettre. J'ai fait des erreurs. Mais je suis moi et je reprend le controle de mes finances. Je reprend mon pouvoir de bien gérer mon argent, mes factures, mes entrés d'argent et mes dépenses. Je vais faire de mon mieux pour ne plus retourner dans les trous creuser. Mais je suis assez forte aujourd'hui pour reprendre le controle de mes finances. Savoir dire NON quand j'en ai pas besoin ou dire NON quand cela affectera mon budget. Et savoir dire OUI quand j'écomomiserai OUI quand je prend de bonne décision pour moi et mon avenir financière.

Lina

Julie Leduc has the key to the vehicle that drove me to success.

I am a single woman with no dependants, but I didn’t know where my money was going because it certainly wasn’t growing in my account. I was desperate to save my money to buy my first home. Julie taught me the method to control my money as it came in and keep it accumulating. I can honestly say that I am never caught short of funds.
I soon realized that using the method and having Julie’s fait in me, that I was going to succeed. It’s not so much the satisfaction of doing well but the feeling of self worth. I now feel so good about myself!!

Thank you, Julie Leduc,

Maggie

A Happy client read on
I was very fortunate to have Julie’s information given to me. I found myself in a very precarious situation, where I needed to secure financing on my new property with many credit and financial issues. Julie was patient, took the time to explain options to me and was able to pull together a proposal for a lender that left them unable to say no. She worked with me to get the short term issue fixed, with a long term commitment to work with me to set me up for success. It was an absolute pleasure to work with her, and I would recommend her to anyone looking to purchase a house. Her wealth of knowledge, caring heart and commitment to deliver is far beyond any service I have received.

Maria

I just wanted to reach out and say thank you for making what we thought impossible, possible. My family and I were able to purchase the home we have been renting for years. It was a lot of work but with your help during the day and even some late night phone calls or facetime. At times I felt like it wasn’t going to work and you were there coaching me and keeping me positive about the situation. I appreciate everything you did and from me and my family thanks you so very much. Threw out the years I have used your help with other homes or just phones call with advice. If anyone ever needs help with a home purchase or advice about purchasing property of any kind, I recommend Julie over anyone else.

Mike

FABULOUS INTEREST RATE

I am writing to recommend the services of Julie Leduc, Mortgage Agent. I recently had the pleasure of doing business with Julie an found her to be an efficient, organized, professional with extensive knowledge on finances, particularly with mortgages. She is very thorough and is always willing to take the time to discuss and to respond to my concerns and questions. I am happy to say that I have obtained a mortgage from her at a very very good interest rate and I would recommend her to anyone seeking the serviices of a mortgage broker.

Monique

A TRUE PROFESSIONAL!

Great feedback from clients regarding OUR MORTGAGE PROFESSIONAL. Our dealings with Julie were always very pleasant. She constantly provided excellent customer service, answered all our questions in terms we understsood, as well as kept us informed on the ever changing market, and did so in respect to our financial situation. We are looking to a continuous business relationship with Julie.

Natasha

August 2018

Referral for Julie Leduc

This was our first time working with Julie Leduc and it was an positive experience. Starting with her personality and transferred to the process of purchasing an investment property. We were under strict timelines in order to make the deal happen. With her coaching and expertise we ere able to achieve our goal on time. I believe she is an asset for obtaining the best mortgage for the purchase of a home or adding to an investment portfolio.

Patrick from Ottawa

Patrick

Hi Julie and thank-you once again for standing in the gap for us, so to speak.

You were always pleasant, forthright and timely in my view. You streamlined the process with sufficient explanation so that the deal went thru correctly.

You also followed up several times on our behalf when we or someone else missed a detail or deadline.

For all these things I am grateful!!😊

Sincerely,

Peter

Peter

Julie is Beyond Amazing!!

I AM DEBT FREE !!!

Just shy of reaching retirement I have reached my ultimate goal!!! I AM DEBT FREE!
There is hope that everyone can achieve their goals of being debt free.
I am so grateful that God has placed Julie on my path -- she saved my life!! She actually saved me from depression, burnout, physically and mentally. When I started I felt like nothing was going well in my life and I met Julie at one of her seminars and VOILA! She was able to get me back on track, she gave me so much hope and I understood that it was actually possible to be debt free!
By working with Julie Leduc, I was able to free up $1000 a month to put on my debt. She worked on strategies that helps me use cash to my advantage…. And it was the answer!
The feeling is so amazing to finally see the light at the end of the tunnel.
The system that was put in place was easy to follow and allowed me to not get discouraged. For the first time in my life I got to plan everything including what I owed and what I made, all the moneys coming in and I truly felt like I got a raise just by getting my finances in order. We decided together just how much can be put on my debt and created an accountability to achieve this and many other goals. Julie made it simple to understand my parameters, tracking made the whole difference and it gave structure to my life.
The picture I have is “ I had a huge red debt guy on my back” and now he no longer exists!! I’m so excited! I can barely express it!

PEACE and FREEDOM are my new words!!

In my process I have taken yearly trips to the East Coast and I am just about ready to leave on my Europe trip in the fall. This was my retirement goal!

Thank you, Julie, for teaching me how to manage my finances and my life…….….

Roberte

Thanks again for all your help, and the pleasure is all mine! Your knowledge and advice you shared were so helpful, and I cannot thank you enough. I'm very happy I got in touch with you and look forward to continue working with you in the future - just please don't retire anytime soon! :)


Saeid

Saeid

Here's my short testimonial:

Ours was rather a long and complicated process, but Julie remained patient, persisted, and eventually completed the mortgage. Thanks very much, Julie!

Salaam

Salaam

Shelly

I also want to take this moment to convey my appreciation for what you have done for me. It was indeed a very stressful process for me but I am delighted and truly thankful that I went through it with amazing people like yourself and Linda.

I will definitely recommend your service to others around me.

Thank you!

Simin

Working with Julie and her team was an enjoyable venture. We were multiple buyers and the task was complex. Even when some intricate and almost impossible issues arose Julie gave all her efforts and was able to provide every co-owners needs and wants. On top of her outstanding service to us, since our lender had not kept their end of the bargain on a matter, Julie went out of her way to get from them a financial bonus for us. I found that was very thoughtful of her.

I always had a strong sense Julie was on our side and would not let us down. Her strong but sensitive personality, knowledge and competence gave me peace of mind.

Julie an her team are hard working devoted and trustworthy. I Strongly recommend them.

Sylvie

Sylvie